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    OSHC & OVHC

    Overseas Student Health Cover (OSHC) and Overseas Visitor Health Cover (OVHC) are health insurance services designed to ensure access to necessary medical care during your stay in Australia.

    OSHC is specifically for international students studying in Australia. It helps cover the cost of healthcare services such as doctor visits, hospital treatment, and prescription medicines. Having OSHC is a mandatory requirement for most student visa applications in Australia. It ensures students receive essential medical support and protects against unexpected medical expenses.

    OVHC is for visitors to Australia who are in the country temporarily, including tourists, business visitors, and those on certain types of visas. OVHC provides similar benefits as OSHC, including hospital and medical treatment, doctor visits, and prescriptions, depending on the plan chosen. It is advisable for visitors to have OVHC to access affordable healthcare services during their stay.

    Our services include helping you select the right OVHC or OSHC plan, assisting with the application process, and providing guidance on coverage options to suit your needs. We aim to ensure you stay healthy and protected while abroad or traveling.

    If you need more detailed information on specific policies or assistance in choosing the right plan, please let us know.

    Yes, OSHC (Overseas Student Health Cover) is mandatory for your student visa application in Australia. It is a required health insurance that ensures you have access to medical services while studying in Australia. OVHC (Overseas Visitor Health Cover) is also necessary for visitors on certain temporary visas to cover medical expenses during their stay. Having the appropriate health coverage is essential to meet visa requirements and to ensure your health and well-being while in Australia.

    The main difference between OSHC (Overseas Student Health Cover) and OVHC (Overseas Visitor Health Cover) is the target group and specific coverage designed for each:

    • OSHC (Overseas Student Health Cover) is specifically for international students studying in Australia. It is a mandatory health insurance required for most student visa applications and provides coverage for medical services, hospital treatment, and prescription medicines during your studies.

    • OVHC (Overseas Visitor Health Cover) is for visitors to Australia, including tourists, business visitors, and those in Australia temporarily on other visas. It provides similar healthcare coverage, such as hospital and medical services, but is tailored for short-term visitors and different visa types.

    Both plans help cover healthcare costs, but they are designed to meet the specific needs of students versus other types of visitors.

    To choose the right OSHC or OVHC plan, consider the coverage needed, the length of your stay, your budget, the provider’s reputation, and any additional benefits. If you need help comparing plans or selecting the best option, contact our team—we'll assist you to find the best coverage for your needs.